MATERIALS AND REGULATORY REFERENCES
“Emerging Issues in BSA Risk: Exemptions, Gatekeepers, SARs, Monitoring, and Impact of New Products and Payments”
May 2009
FFIEC Enforcement Guidelines -- BSA
Enforcement – July 2007
http://www.federalreserve.gov/boarddocs/press/bcreg/2007/20070719/default.htm
http://www.federalreserve.gov/boarddocs/press/bcreg/2007/20070719/attachment.pdf
Cross-Border Proposal:
http://www.fincen.gov/news_release_cross_border.pdf
NACHA IAT Resource Page
http://www.nacha.org/IAT_Industry_Information/
Proposed changes to definition of MSB – May 12, 2009
http://www.fincen.gov/news_room/nr/pdf/20090512.pdf
http://edocket.access.gpo.gov/2009/pdf/E9-10864.pdf
FinCEN Proposed Regulatory Simplification & Reformat – October 23,
2008
http://www.fincen.gov/news_room/nr/pdf/20081023a.pdf
http://www.fincen.gov/statutes_regs/frn/pdf/frnChapt_X_NPRM-Final.pdf
New/revised FinCEN Website – May 14,
2008
http://www.fincen.gov/news_room/nr/pdf/20080514.pdf
Exemption Proposal – April 23, 2008 and GAO Study February 2008
http://www.fincen.gov/news_room/nr/pdf/20080423.pdf
http://edocket.access.gpo.gov/2008/pdf/E8-8955.pdf
http://www.gao.gov/new.items/d08355.pdf
Exemption Final Rule – December 5, 2008
http://www.fincen.gov/news_room/nr/pdf/20081204.pdf
http://www.fincen.gov/statutes_regs/frn/pdf/frnCTRExemptions.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/20090115.pdf
Exemption Supporting Documentation Guidance – April 27, 2009
http://www.fincen.gov/news_room/nr/pdf/20090427.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/fin-2009-g001.pdf
FinCEN Ruling FIN-2008-R013 -- Issued: December 18, 2008 (May 13, 2009)
May a Non-listed Life Insurance Company be Exempted
Under Phase II?
http://www.fincen.gov/statutes_regs/guidance/pdf/fin-2008-r013.pdf
FinCEN Educational “Notice to Customers” on CTRs – February
24, 2009
http://www.fincen.gov/whatsnew/pdf/20090224.pdf
CTRs – Sole Proprietorships
http://www.fincen.gov/news_room/rp/rulings/pdf/Ruling_finOct3.pdf
(January 2006)
http://www.fincen.gov/statutes_regs/guidance/pdf/fin-2008-r001.pdf
(January 25, 2008)
CTRs: Reading with Context – Excerpts (page 25) - SAR Review #13 -
May 13, 2008
http://www.fincen.gov/news_room/rp/files/sar_tti_13.pdf
FinCEN Guide for BSA E-filers – May 16, 2009
http://bsaefiling.fincen.treas.gov/main.html
Guidance on SAR Completion for ID Theft – Page 41 SAR
Review # 15 (May 2009)
http://www.fincen.gov/news_room/rp/files/sar_tti_15.pdf
FIN-2007-G002 Guidance on Law Enforcement Requests to Keep Accounts
Open
http://www.fincen.gov/Maintaining_Accounts_Guidance.html
(2 pages)
FIN-2007-G003Guidance on SAR documentation (June 13, 2007)
http://fincen.gov/Supporting_Documentation_Guidance.pdf
Treasury Secretary Geithner Statement
– SARs & Advisory Group (May 13, 2009)
http://www.treas.gov –
TG-128: Statement by Secretary Geithner
SAR Form Revised – Dec 2006
http://www.occ.treas.gov/ftp/release/2006-139.htm
http://www.fincen.gov/statutes_regs/frn/pdf/71_fr_86401.pdf
SAR Form Delayed (June 2007)
http://www.fincen.gov/sar_fr_notice.pdf
SAR Review 10 (May 2006)
http://www.fincen.gov/sarreviewissue10.pdf
SAR Review 11 (May 2007)
http://www.fincen.gov/sarreviewissue11.pdf
SAR Review 12 (October 2007)
http://www.fincen.gov/sarreviewissue12.pdf
SAR Review 13 (May 2008)
http://www.fincen.gov/news_room/rp/files/sar_tti_13.pdf
SAR Review 14 (October 2009)
http://www.fincen.gov/sarreviewissue14.pdf
SAR Review 15 (May 2009)
http://www.fincen.gov/news_room/rp/files/sar_tti_15.pdf
SAR Review # 9 – By the Numbers (February
2008)
http://www.fincen.gov/news_room/nr/pdf/20080211.pdf
http://www.fincen.gov/news_room/rp/files/sar_by_numb_09.pdf
SAR Review # 10 – By the Numbers (May
2008)
http://www.fincen.gov/news_room/rp/files/sar_by_numb_10.pdf
SAR Review # 11 – By the Numbers
(November 2008)
http://www.fincen.gov/news_room/rp/files/sar_by_numb_11.pdf
National Money Laundering Strategy 2007
http://www.treas.gov/press/releases/docs/nmls.pdf
Foreign corruption SAR guidelines – 4/17/08
http://www.fincen.gov/news_room/nr/pdf/20080417.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/fin-2008-g005.pdf
(January 2001)
http://www.whitehouse.gov/news/releases/2006/08/20060810-1.html
(White House 8/06)
Shell Companies: http://www.fincen.gov/ShellCompaniesRelease.pdf
http://www.fincen.gov/AdvisoryOnShells_FINAL.pdf
MSB Programs:
http://www.fincen.gov/Guidance_MSB_Independent_Audits9-21.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/fin-2008-r005.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/fin-2008-r004.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/fin-2008-r002.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/fin-2008-r003.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/FIN-2007-R002.pdf
http://www.fincen.gov/statutes_regs/guidance/pdf/FIN-2007-R001.pdf
MSB TINs on Registration Listings
http://www.fincen.gov/ruling_FIN-2006-R005.pdf
FinCEN – Mortgage Loan Fraud – Nov. 3, 2007
http://www.fincen.gov/mortage_fraud.pdf
http://www.fincen.gov/MortgageLoanFraud.pdf
Mortgage Fraud Report 4/3/08
http://www.fincen.gov/news_room/nr/pdf/20080403.pdf
http://www.fincen.gov/news_room/rp/files/MortgageLoanFraudSARAssessment.pdf
FinCEN – Suspected ML in the Residential Real Estate Industry –
April 2008
http://www.fincen.gov/news_room/rp/files/MLR_Real_Estate_Industry_SAR_web.pdf
FinCEN mortgage fraud reports
http://www.fincen.gov/news_room/nr/pdf/20090316.pdf
http://www.fincen.gov/news_room/rp/files/mortgage_fraud.pdf
http://www.fincen.gov/news_room/nr/pdf/20090225.pdf
http://www.fincen.gov/news_room/nr/pdf/20090225a.pdf
Fannie Mae – Common Mortgage Fraud Red Flags -
https://www.efanniemae.com/utility/legal/pdf/commonredflags.pdf
Identity Theft Red Flags - July 18, 2006
http://www.fdic.gov/news/news/financial/2007/fil07100.html
http://edocket.access.gpo.gov/2006/pdf/06-6187.pdf
http://www.occ.treas.gov/toolkit/newsrelease.aspx?JNR=1&Doc=ENPMHTXW.xml
FinCEN proposals: Sharing SAR information internally – March 3, 2009
http://www.fincen.gov/news_room/nr/pdf/20090303.pdf
http://www.fincen.gov/statutes_regs/frn/pdf/frnSAR_Confidentiality.pdf
http://www.fincen.gov/statutes_regs/frn/pdf/frnDI_SAR_Sharing.pdf
OFAC SANCTIONS PROGRAMS:
www.treas.gov/offices/enforcement/ofac/programs/index.shtml
North Korea
http://www.ustreas.gov/offices/enforcement/ofac/actions/20080626.shtml
http://www.ustreas.gov/offices/enforcement/ofac/programs/nkorea/misc/nk_proc.pdf
http://www.ustreas.gov/offices/enforcement/ofac/legal/eo/nkeo.pdf
Cuban Sanctions
http://www.ustreas.gov/offices/enforcement/ofac/actions/20090318.shtml
http://www.ustreas.gov/offices/enforcement/ofac/programs/cuba/omni_guide.pdf
http://www.ustreas.gov/offices/enforcement/ofac/actions/20090311.shtml
http://www.ustreas.gov/offices/enforcement/ofac/programs/cuba/gl_omni2009.pdf